Kevin Danford is a former FBI agent, experienced mortgage insider and Subject Matter Expert (SME) specializing in combating mortgage fraud (KD Mortgage Fraud Consulting). The Rogues Gallery on his website contains just a few of his exciting FBI cases. He can be reached on LinkedIn, by email at firstname.lastname@example.org, or directly at (703) 403-6736.
Let’s begin this section by clearly stating the obvious, which is that it’s completely up to you and your legal beagles to determine what basis you would use for denying a mortgage application from a Synthetic ID. Personally, I think you can come up with over a dozen reasons, but...Readmore
This is part two of our series on Synthetic ID's. For part one: check out Intro to Synthetic ID's From a Former FBI Fraud Fighter Understand Your Options “Geez, Kevin – thanks a million. Now I’m scared as all get-out about the multiple ways Synthetic ID's can be used to...Readmore
Basics & Background In layman’s terms, a synthetic ID is created when a fraudster takes a real or fake social security number (SSN), builds a completely false persona around it (including credit tradelines, ID cards, the works), and uses the fake persona to obtain credit and cash, then disappears… leaving...Readmore